There is a federal tax credit for energy-efficient roofs in 2025. You can get money back on your taxes if you install a roof that saves energy.
The credit is worth up to 30% of what you pay for the roof. This means if your roof costs $10,000, you could get $3,000 back.
This tax credit is part of the IRA, or Inflation Reduction Act. It helps people save money when they make their homes more energy smart.
What Roofs Get the Tax Credit
Not every roof qualifies for the 2025 tax credit. Your roof must be energy-efficient to count.
Metal roofs are the most common type that gets the credit. They reflect heat and keep your home cooler.
Asphalt shingles with special coatings can also qualify. These shingles are light in color and bounce back the sun’s heat.
According to the U.S. Department of Energy, cool roofs can lower cooling costs by 10% to 30%. This saves energy and money year after year.
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How Much Money You Get Back
The tax credit for a new roof is 30% in 2025. This is a big help for homeowners.
There is a cap on how much credit you can claim. The credit is limited to $3,600 per year for a single home.
This means the most you can get back is $3,600 in one tax year. If your roof costs more, you still only get up to $3,600.
According to HomeAdvisor, the average roof cost in the U.S. is about $8,000 to $15,000. With the 30% credit, you could save $2,400 to $4,500 on most roofs.
| Roof Cost | 30% Credit | Your Savings |
|---|---|---|
| $5,000 | $1,500 | 30% off |
| $10,000 | $3,000 | 30% off |
| $15,000 | $3,600 (capped) | 24% off |
Who Can Claim This Tax Credit
You must own your home to get this credit. Renters cannot claim it.
Your home must be your main place where you live. A vacation home or rental property does not qualify.
You need to have enough income to claim the credit. There are income limits that the IRS sets each year.
According to IRS tax data, over 500,000 homeowners claimed energy credits in recent years. This shows how many people use these tax credits.
How to Claim Your Roof Tax Credit
You claim the credit when you file your taxes. You will need to fill out IRS Form 5695.
Keep all receipts and paperwork from your roof job. You need proof of what you paid and what materials were used.
Your roofing company should give you paperwork that shows your roof is energy-efficient. This is required to claim the credit.
Here is what you need to gather:
- Invoices from your roofing contractor
- Proof that your roof is energy-efficient
- Details about materials and labor costs
- Your home address and purchase date
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What Counts As Installation Costs
Labor costs count toward your tax credit. If the roofer charges $4,000 for work, that counts.
Materials are the biggest part of most roof costs. Shingles, metal panels, and other roof items all count.
According to the National Roofing Contractors Association, labor makes up about 40% to 60% of roof cost. Materials make up the rest.
Some costs do not count. Taxes and extra charges for removing old roofs may not qualify.
Always ask your roofer what costs can be used for the tax credit. They can explain what is included.
- What counts: shingles, metal, insulation, and labor
- What may not count: old roof removal, sales tax, and permits
- Ask your contractor about each charge
Important Changes for 2025
The tax credit rules changed in 2025. You should know about these updates.
The 30% credit is still active for roof upgrades. This applies to roofs put on between January 1, 2025 and December 31, 2032.
According to recent government data, the energy tax credit program will continue through 2032. This gives homeowners many years to take advantage of it.
Income limits are set by the IRS each year. Check the current limits before you file.
Energy-efficient roofs are becoming more common. Insurance industry data shows that 25% of new roofs installed use cool roof technology.
Tips for Getting the Most from Your Credit
Get multiple quotes from roof companies. Compare prices to find the best deal.
Make sure the roofing contractor knows you want an energy-efficient roof. Not all roofers use materials that qualify for the credit.
Ask for paperwork that proves your roof meets energy standards. You will need this for your tax return.
Keep all receipts for at least three years. The IRS may ask to see them.
Talk to a tax person if you are not sure. They can help you claim the full credit you deserve.
If you need help with your roof, reach out to a trusted roofing services for clear pricing and reliable service.